The Series I bond, a savings bond issued by the U.S. Department of the Treasury, has long been regarded as a stable investment option, particularly appealing to those seeking to hedge against inflation. These bonds are designed to provide investors with an opportunity to earn interest that adjusts according to inflation rates as well as
Personal
The U.S. Department of Education is set to implement a phased rollout of the new Free Application for Federal Student Aid (FAFSA) for the upcoming academic year. As of early October, the 2025-26 FAFSA has been available through beta tests for select student groups. By December 1, all students and their contributors will have access
The social fabric of America is undergoing significant change, particularly in the realm of family structures and economic stability. Recent data highlights a notable increase in the proportion of single-parent households, particularly among single mothers, and the economic ramifications of these shifts. This analysis delves into the complexities surrounding single parenthood, the persistent challenges of
As the clock ticks towards 2025, investors need to sharpen their financial strategies to optimize their tax outcomes. With the IRS unveiling its new inflation adjustments, including elevated long-term capital gains brackets, there’s a promise of greater relief for taxpayers looking to maximize profits while minimizing tax liabilities. Understanding these changes will be crucial for
As a parent preparing to enable my daughter’s transition into her independent driving years, I found myself reflecting on my first car-buying experience. It was 30 years ago when I purchased a modest Toyota Tercel for under $10,000. Now, with my daughter reaching her 17th birthday, I anticipated embracing a similar journey. However, after delving
In a significant development for investors and taxpayers alike, the IRS recently announced adjustments for 2025 that will raise the income thresholds for the 0% capital gains tax bracket. This will open new avenues for tax planning and offer a strategic edge for those looking to capitalize on profitable investments. Long-term capital gains—profits from selling
As the United States edges closer to a crucial presidential election, the financial markets are reflecting the anxiety that permeates both the electorate and investors. With less than two weeks until voters cast their ballots, uncertainty looms large. Jordan Jackson, a global market strategist at J.P. Morgan Asset Management, characterizes the current market situation as
The impending shift of an estimated $84 trillion in wealth by 2045 poses both challenges and opportunities for families across the United States. According to financial experts, this monumental transfer primarily impacts Generation X and millennials, who will inherit the financial legacies of their predecessors. However, a critical issue arises: the lack of communication about
As individuals approach retirement, a pivotal question emerges: Will my savings suffice to support my lifestyle in these golden years? This concern resonates deeply, especially given the uncertainties surrounding pension schemes and evolving financial landscapes. Christine Benz, an expert in personal finance and author of “How to Retire: 20 Lessons for a Happy, Successful, and
The landscape of higher education in the United States is undergoing a seismic shift. Despite a rise in eligibility for federal financial aid, particularly through Pell Grants, fewer high school graduates are making the transition to four-year colleges. This paradox leaves many educators, policymakers, and economists wondering about the implications for the future of higher