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As the U.S. Department of Education revives its “involuntary collections” for federal student loans, a dark and daunting landscape emerges for millions of borrowers. New data from TransUnion reveals a troubling trend: 31% of student loan borrowers are now classified as being in “late-stage delinquency,” with payments overdue by more than 90 days. This alarming
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In a disconcerting twist of fate, credit card interest rates are spiraling out of control, leaving them alarmingly high even with the Federal Reserve ostensibly on the sidelines. The most recent data from LendingTree highlights a disturbing trend—credit card interest rates have steadily climbed for three consecutive months, reaching their highest peak since December. For
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As we find ourselves ensnared in a complicated battle over fiscal policy and social responsibility, it’s crucial to address the current state of the child tax credit debate in Congress. The urgency with which Senate Republicans are attempting to push through President Trump’s ambitious spending bill serves as a stark reminder—amid the noise of political
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The ongoing discussions around the federal deduction for state and local taxes (SALT) encapsulate a political tug-of-war that goes far beyond tax codes—it reflects the broader class divides that characterize American economic policy. The SALT deduction, which aids taxpayers in offsetting their state and local taxes against their federal obligations, was originally designed to provide
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